Wednesday, December 25, 2019

Diversity in Colleges Essay - 2682 Words

Traditional Diversity At UC-Berkeley, the course description for Politics and Poetics (Fall Course 2002) stated that conservative thinkers are encouraged to seek other sections. (SAF 1). Though the instructor later apologized for the description, this is the sort of encouragement conservative-minded students are greeted with many times during their college experience. It is said that in class, students are taught that their country -- and Western culture in general -- is tainted by racism, sexism, and oppression (Stearn 2). Outside class, students are forced into consciousness-raising exercises that heighten tensions and bolster radical pressure groups (Stearn 2). For example, at Brown University, an organized coalition of†¦show more content†¦The hope for cultural improvement in problem areas, even on a global scale, lies primarily in the critical forums of our nations classrooms, where young, motivated minds are preparing to jump into the world with both feet. Because academic success is measured not only by what is learned, but also by what is taught, it is imperative that all perspectives be provided (Fish 3). Intellectual diversity is used to describe those differing perspectives. Once used to portray an educational tradition that celebrates and nurtures human freedom, it is now used to name exactly what is lacking in Liberal Arts programs today. Further immersed in this controversy, the word liberal in liberal arts has been embraced by both ends of the political spectrum, and can scarcely be uttered without turning the conversation into a verbal duel between conservative reformists on one side, and liberal traditionalist on the other. However clear we present the term, the thrust and parry continues as the nations leading academia and political activists attempt to separate liberal education from an education that indoctrinates students in the values of political liberalism (Horowitz, In Defense, 3). For the sake of clarity, two distinct sides prevail within our higher education system today. Although the terms â€Å"Republican† and â€Å"Democrat† (referred to herein in as liberal and conservative) may seem inappropriate in the context of academic pursuits, they serve an advantage hereShow MoreRelatedThe Impact Of Diversity On College Campuses959 Words   |  4 PagesDiversity on college campuses has increased, which has let people assume that racism decreased and acceptance expanded gradually, however minorities still face prejudice and discrimination. Harvard University presented a research where they gathered college students from 4 particular public universities and questioned them about the social behavior they have experienced or witnessed. In the contrary, they discovered that college students have encountered racist comments or negative facial expressionsRead MoreSocioeconomic Diversity Of Colleges And Universities Essay1830 Words   |  8 Pagestheir stu dent body. The purpose of colleges and universities is to provide students with the education and experience they need to succeed after graduating as well as expand their thoughts and perspectives. Thus, they must create and maintain a similar environment in which students will live and work in the future. Although diversity has been emphasized as a priority for many schools, socioeconomic diversity is often disregarded. However, socioeconomic diversity plays an important role in developingRead MoreCultural Diversity At The California College Of Arts1234 Words   |  5 PagesRunning head: CULTURAL DIVERSITY 1 CULTURAL DIVERSITY 6 Cultural diversity Name Professors Name Institution Date Introduction Cultural diversity has impacted the American Society and studies as well. It is important to encourage students to explore the diversity of culture in America and also understand how culture has changed the landscape. The essence of studying diversity in culture is to help students understand the global community interrelations and how ethnicity, raceRead MoreThe Effects Of Racial Diversity On College Campuses859 Words   |  4 PagesRacial diversity is something that is often discussed on college campuses. As a student who self-identifies as a minority in more ways than one I often feel like I have a pretty good understanding of the subject of racism and race. However, often times when these issue are discussed I learn something new; this was the case when reading the articles this week. This week’s articles examined the issue of race from different perspectives. This allowed me to re-examine the issue in a fuller manner; itRead MoreWhat Does Diversity Affect A College Or Un iversity?864 Words   |  4 PagesDo you know how diversity affects a college or university? Have you ever just wondered how diverse your college was? I have thought about his many times and think that Upike is a very diverse school. Upike is not only a great education provider but also a great example of diversity in central Appalachia because of the way this picture displays the enjoyment and happiness among students of different areas and ideas. Diversity, as defined in the Merriam Webster dictionary, is â€Å"The quality or stateRead MoreEducational Benefits of Increasing Diversity on College Campuses1308 Words   |  6 Pagesinterest of diversity is a compelling one. However, both cases only touched the surface of studies on the benefits of such diversity in the college campus. During the Grutter hearing Justice Scalia posed the question of â€Å"how much diversity is enough?†, a question that is very important considering the fact that there is no set numerical answer, which would be a quota, and quotas are banned, but it is a question that needs to be addressed in order to explain the importance of diversity. One of theRead MoreIssues of Diversity and Commercialization in US College and University Campuses2055 Words   |  8 Pagesand all our heartaches / And all of our poor selfish grief / Could be dropped like a shabby old coat at the door / and never put on again (Louisa Fletcher) Introduction Unfortunately, notwithstanding poet Louisa Fletchers desire to start over, colleges and universities in the United States will not at any time soon access the Land of Beginning Again. Those institutions must enact meaningful change transitions from where they exist today, and there is much change that is needed. To wit, innovatorRead MoreDiversity Within The United States828 Words   |  4 PagesDiversity can refer to many things all over the world. Diversity can be defined as different statuses at are together collectively. â€Å"Diversity encompasses complex differences and similarities in perspective, identities and points of view among members if an institution. It includes important and interrelated dimensions of human identity such as race, ethnicity, gender, gender identity and expression, socio-economic status, nationality, citizenship, religion, sexual orientation, ability and age.†Read MoreImportance Of Cultural Diversity983 Words   |  4 PagesCultural diversity is when a group of people come together from different parts of the world. College administrators and faculty should make cultural diversity a priority because it connects people that come from diverse backgrounds, which can open their minds to learning about traditions that come from someone elses cultures. Such experiences can also open up new opportunities for careers within their area or overseas. Also, it helps the students become self-aware when making choices amidst difficultRead MoreAffirmative Action: Prejudice in the College Admissions Process941 Words   |  4 Pagesrace in the college admissions process in the case of Fisher v. University of Texas. Since then, affirmative action has become a big issue in the media; however, many people still do not even know what affirmative action is. Affirmative action is a policy to prevent discrimination on the basis of â€Å"color, religion, sex, or national origin.† Overall, it favors minorities that are often discriminate d. It might sound like an excellent policy; however, the use of this policy in the college admissions process

Monday, December 16, 2019

Essay about Karl Marx and Adam Smith Division of Labour

Karl Marx and Adam Smith: Division of Labour A nation is just a vast establishment, where the labour of each, however diverse in character, adds to the wealth of all. Two brilliant people of their time are both respected in their views for creating a near perfect society where everyone is happy. Adam Smith, a respected Scottish political economist philosopher born in 1723, had the goal of perfect liberty for all individuals through the capitalistic approach. While Karl Marx, born in 1818, believed in individual freedom for society and intellectually criticized capitalism giving reasons as to why it was irrational and why it would fail. Adam Smith’s very first sentence claims that, The greatest improvement in the productive powers†¦show more content†¦Division of labour is also credited with the rise of trade between different areas, the rise of capitalism, and increasingly complex manufacturing and industrialization. For Karl Marx, the production portion of Capitali sm signalled great trouble. He believed production in Capitalist society worked in a way that the rich factory owner benefited and the poor factory workers lost. In his manner of reasoning, the Capitalist system was inherently meant to benefit the rich and exploit the poor: â€Å"All the bourgeois economists are aware of is that production can be carried on better under the modern police than on the principle of might makes right. They forget only that this principle is also a legal relation, and that the right of the stronger prevails in their ‘constitutional republics’ as well, only in another form.†[ii] Marx’s view of society and the world lead him to believe that humans create change in their lives and in their environment through practical activity in the practical world. Smith writes in his â€Å"Wealth of Nations† that the division of labour betters society. Things can be produced more quickly by a greater number of labourers specializing in a single skill than by a single worker attempting various tasks. This one worker may not be completely apt at all the components to complete the entire desired product. A larger number of workers that can each be well adapted for a certain part of the whole product would be much moreShow MoreRelatedAdam Smith Division Of Labour Summary1636 Words   |  7 PagesAdam Smith’s arguments on economic growth are heavily based on the concept of division of labour. The idea of division of labour relates to distinct specialization of the said labour force by breaking down one job into smaller components. Whereby one worker becomes an expert of their field, which is an isolated part of the production process. Throughout the 19th century, Victorian industries grew out of Maximum utilization of division of labour making it easy for employees to focus on their areaRead MoreDivision of Labor1397 Words   |  6 PagesDivision of Labor Introduction: The phrase â€Å"division of labor† has many different definitions that can be used in different contexts. The Encyclopedia of Sociology helps explore the many different ways division of labor can be defined, and recognizes that all major sociologists considered this topic to be fundamental in understanding modern society, and how it has came to be. (Borgatta Montgomery and Rhonda 2000). Some of these classical sociological thinkers expressed their own ideas of divisionRead MoreWhat Makes A Nation Wealthy? Essay1668 Words   |  7 PagesWhat makes a nation wealthy? Answering this basic question may not be as simple as it seems. Because we must first analyze what â€Å"wealth† is. This essay is going to cover Adam Smith and Karl Marx’s work and their views how the society works and how wealth is created. It is going to highlight the theory of â€Å"Division of labour† and how it shaped the social relations. Lastly Robert Heilbroner’s concept of â₠¬Å"drive for capital† will be discussed and how it produces wealth and misery to analyze Sinclair’sRead MoreKarl Marx And Karl Polanyi1668 Words   |  7 PagesAdam Smith, Karl Marx and Karl Polanyi are writer of capitalism, that have influenced capitalism in different ways to making capitalism what it is today. Adam Smith known as the father of the political economy, developed the concept of the invisible hand; which explains how self-interest and competition in a free market economy, would allow economy prosperity. Another concept Smit developed is division of labour which say that jobs a business should be specialised, instead of one person having toRead MoreThe Capitalist Class And The Proletariat Essay2151 Words   |  9 Pages Adam Smith and Karl Marx both examine the capitalist mode of production as an issue of central theoretical concern. I will be addressing many issues regarding capitalism from both theorists that will demonstrate the general theoretical orientation that each has towards the nature of capitalism and the roles of the capitalist class and the proletariat. This includes the moral character of the capitalist class, the tendency of capitalism towards crisis, the effects of the division of labour, and theRead MoreSmall Element, Big Difference: A comparison of Adam Smith and Karl Marxs view on labor in a capitalist society.1723 Words   |  7 PagesAdam Smith and Karl Marx are both considered few of the most influential giants in social and economical history. When viewing their economical standpoints, it is not difficult to recognize the difference in ideas that they have regarding society. Adam Smith is an advocator for capitalism and the wealth that can be accumulated in it, while Karl Ma rx critiques on the flaws of capitalism and praises communism that will overthrow the capitalist society. However, both of them base their theories on theRead MoreKarl Marx and Adam Smith Essays1386 Words   |  6 PagesKarl Marx and Adam Smith Karl Marx and Adam Smith wrote in the same time period – during the industrial revolution, where the bourgeois had risen to power by oppressing and exploiting the proletariat. The term bourgeois refers to the people in the class of modern capitalists, owners of the means of social production and employers of wage labor. The proletarians are the people in the class of modern wage laborers who, having no means of production of their own, are reduced to selling their laborRead MoreThe Shaping Of The Modern World Essay1407 Words   |  6 PagesShaping of the Modern World 10/31/16 ​Question #5: The Growth and dominance of Capitalism and the Industrial Revolution transformed the world. Explain the different positions and outlooks on capitalism and the Industrial Revolution taken by Adam Smith, Karl Marx, and Friedrich Engels. ​The growth, influence, and power of the world surrounds itself around capitalism and the Industrial Revolution. Capitalism is best described as the economic and political system where different countries trade. It isRead MoreHow Natural Harmony Was A Key Characteristic Of Economic Growth Through Capitalism1422 Words   |  6 PagesThe works of both Adam Smith and Karl Marx have been highly influential on mainstream economics, and still hold precedence in global economic policy across the world. This essay will explore how natural harmony was a key characteristic of economic growth through capitalism, and how Marx believed this was in fact false as the edicts of capitalism were contradictory to its own goals. In the ‘Wealth of Nations’, Smith believed harmony could be achieved through self-interest and free market economicsRead MoreWhat Is Economics? What Role Does the Division of Labour Play in Defining This Subject Matter?880 Words   |  4 PagesWhat is the subject matter of economics? What role does the â€Å"division of labour† play in defining this subject matter? Quoting Michael Yates, â€Å"The subject matter of economics is the production and distribution of output†¦Ã¢â‚¬  (Yates, 2003). So what does this say to me? Simplifying, this says to me that Economics is a way of explaining the world. With studies dating as far back as Aristotle’s interest in the various forms of state, how can one ever fully understand the complexities of economic

Sunday, December 8, 2019

Civilians Through Functioning Of Government â€Myassignmenthelp.Com

Question: Discuss About The Civilians Through Functioning Of Government? Answer: Introducation Statism, Liberalism and structural Marxism are different ideologies of politics produced in the theory, which provides comprehensible visions on politics and role of it on the civilians through the functioning of government (Feldman and Christopher 2014). Statism: The political science theory defines statism as the belief that the economic and social policies of any state should be controlled by the state effectively. It reinforces the importance of the state intervention in the overall operation of the nation avoiding state of anarchy. Liberalism: As theory consisted of combined theories of social, economic and political, ideology of liberalism is centered around the idea of individual liberty, equality, democracy, economic freedom rule of law and so on (Baylis, Patricia Owens and Steve Smith 2017). The principle programs supported under tenets of liberalism are freedom of speech, civil rights, democratic rights emanated from democratic and secular government, freedom of religion, free market and so on. Structural Marxism: It is the philosophy of Marxism having basis of its formation in the structuralism. The underlying theory explains the importance of state function in the long term interests of capitalist class (Feldman and Christopher 2014). State is devised as mechanism that resolves and regulates the class conflicts arising between proletariat the common people and the bourgeois. The regulation is viable over total elimination of such conflict is inherent to the society and impossible to eradicate without violence and revolution in order to promote stabilization into the system. The discussion brings out the common essence lying within three of the ideologies is the role of state intervention in the functioning of the nation. State acts as regulatory body in statism and structural Marxism whereas in the liberalism the state is more liberal and democratic giving freedom to the citizens regarding their decision though state intervention is also there partially. References Baylis, John, Patricia Owens, and Steve Smith, eds.The globalization of world politics: An introduction to international relations. Oxford University Press, 2017. Feldman, Stanley, and Christopher Johnston. "Understanding the determinants of political ideology: Implications of structural complexity."Political Psychology35, no. 3 (2014): 337-358.

Sunday, December 1, 2019

Room F Desert Essay Example

Room F Desert Paper â€Å"Room for dessert† – Business plan assessment Introduction Many people believe that a business plan is helpful but not necessary. This is true in the sense that business plans are helpful but, in fact, they are vital if you are serious about success in both short and long term. The aim of this paper is to evaluate and critically assess the â€Å"Room for dessert† business plan. The remainder of the paper is organized as follows: Section 2 will try to analyze who is the audience for the plan, what are their needs, and how well does the business plan meet those needs. Section 3 will discuss about the strengths and the weaknesses of the business idea, while the final section will present a personal opinion on the critical issues that might require further investigation before investing in this venture and the way the information might be acquired. Who, What, How well? Many would think that business plans it’s all about formulating the concept and clarifying the details of the proposed business but, first of all, it’s about raising the money to start-up and implement the idea in the real world. When we talk about raising the funds, we implicitly talk about the investors who are looking for the best investment opportunity out of thousands of business plans sitting on their desk, making the business plan the core and probably the most decisive document of the business. It is the case of RFD as well; their business plan audience is the investors. As Sahlam (1997) recommends, in order to speak the language of the investors it is essential to assess the four interdependent factors critical to every new venture: the people, the opportunity, the context and the risk and reward. We will write a custom essay sample on Room F Desert specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Room F Desert specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Room F Desert specifically for you FOR ONLY $16.38 $13.9/page Hire Writer When discussing about the people behind the business, the investor values the managers who posses insight and experience and he is interested to see how familiar the team members are with the industry and its dynamics. In our case, RFD’s board of directors is represented by accomplished industry experts. Along with their summaries the short presentation of the management makes the assessment of the people clear and easy. Focusing not on the individuals, but on the team, it is noticeable that the team members complete each others, having various educational backgrounds and work experience in different fields covering all the departments of the business. The team members have good insight of the industry, even more suggesting as future potential members of the board professionals from the relevant industry to the business. It deserves full marks. In terms of opportunity, Sahlam suggests that the investor should look in the business plan at the size of the market, the possibility of rapid growth and the number of competitors for that specific business. After the industry examination, RDF business plan describes the way they will build and launch the product and it’s economically viability, checking at the same time the costs, prices and period of time for payment and collecting. Moreover, the data is realistic, presenting the promises for expansion, the drawbacks (variables) and the actions available in case of bias. RDF business plan covers very well the opportunity issue, defining the target customers with high precision (age ranges 25-35 and 35-54, with median household income of $52,100 and their preferences), providing in a clear manner the concept of their product, the operations and facilities and their marketing strategy. Furthermore, a comparison with the competitors is provided along with a description of the potential entrants. Both market and financial analysis are included and presented in both descriptive and graphical ways. It deserves full marks. According to Sahlam, The context presented in the business plan must include the macroeconomic environment, the government regulations and other factors that define the limits of what a business or its competitors can accomplish. The business plan for RDF presents the context for their business proposal. It describes in detail the food trends, the psychology of the customers due to the work environment, the needs of the customers and their new preferences. The business plan seizes opportunities available in this context defining their target customers. It deserves 5 marks. In terms of risk and reward, the RFD plan presents clearly certain negative events can cause a fall in their performance. They state in a realistic manner that the assumptions may be biased or not precisely estimated. A scenario analysis is provided as well, stating that actions will be undertaken by the company in case the first unit performs under the expectations. The management team along with the board of directors assume the responsibility to respond to the risk presented in the plan. The plan contains graphs and visual aid along with financial predictions for the return of the business making the analysis of risk and return easier. Moreover, the plan includes the exit strategy and the predictions of the company evaluation. As the risks have no solutions provided, it deserves 4 marks. Strengths and Weaknesses One of the strengths of RFD business plan is that there is desirability for the product/service, serving a need in a market place. The idea of a quality fine dining restaurant serving desserts and beverages, delivered with unpretentious elegance, as a social alternative to consumers at reasonable prices represents a good idea that fills a gap in the market. On the other hand, the demand for the product wasn’t tested, no survey or trials being delivered, leading to 4 marks A second strength of the plan is that it states clearly the target market, defining the product and its consumers. They define both their customer segments, providing a detailed description of them. Unfortunately, the industry is not a new one, being based on food and beverages. Even the product is a social alternative for consumers, it is not revolutionary. It deserves 4 marks. A third strength of the business plan is the management prowess, RFD providing a good description of the management team and their skills. They offer their resumes and their management plan in a clear way. At the same time they provide a good description of the resources they need to use and the way of acquire them, obtaining full marks. In terms of financial feasibility, the business plan presents all the figures necessary, stating the total start-up cash needed and a description of its use. Moreover it presents its financial performances in comparison with other businesses similar in the industry. The fact that the salaries and the rewards for the board of management are not mentioned might be a drawback and at the same time the shares of the companies are not stated clear among the equity. For this the mark is only 4. What does it miss? In my personal opinion, as an investor I would like to know what are the suppliers that they would like to negotiate with and if these suppliers have a good reputation or not. Moreover, it would be easier and faster to have a list of the firms that the business is willing to collaborate with. Finally, I consider that the plan presents the risks that the business might be exposed to, but it doesn’t provide any solutions for them, even if the management already knows them. I would like to know that the management is thinking ahead for the solutions and not that they will respond promptly to the risks that may occur.

Tuesday, November 26, 2019

An Unfortunate Day Essays

An Unfortunate Day Essays An Unfortunate Day Essay An Unfortunate Day Essay Find the meaning of the proverbs / phrasal verbs below. Then, fill in the blanks with the correct proverbs / phrasal verbs. It was a very unfortunate day for Rahim. He woke up late as he had ____________. studying for his coming PMR examination. At first he was thinking of not coming to school, ___________ he could ____________________ to his grandmother, but examination is just around the corner. It was already 7 in the morning, he took a quick bath and got dressed. Skipping his breakfast, he dashed to the bus stop to catch the bus. Then, after 5 minutes looking for the seat in the crowded bus, finally he managed to sit next to a big, fat lady who took almost the whole seat to herself. _____________, after 10 minutes of journey, the bus stalled in front of a traffic light! He could not wait any longer as he was already late for school. So, he alighted from the bus and took a short cut trail to school. As he was walking, he whistled to the melodious sound of the chirping birds. After a few minutes of walking, suddenly he saw something around the bushes. It was a black leather bag. Curiously, he opened the bag to know what was inside. He was so shocked to see that the bag was actually full of money and jewelleries too! In his whole life, he never saw such a lot of money like that. Usually, he received two ringgit a day from his kind, lovely grandmother. Rahim was an orphan. He lost his parents in a tragic accident two years ago. Now, he lived with his beloved grandmother. They were ______________ . Rahim looked around and there was nobody to be seen. Something bad _______________. He could use the money to pay for the school fee. After that, he could buy a motorcycle so it would be easier for him to go to school. Then, he remembered his late mother’s advice. â€Å" Rahim, my son. Eventhough we are poor, never steal. Do not do anything against the religion. Remember,_________________________. † He still remembered his promise to be a loyal son. Reluctantly, he went to the police station and gave the bag to the policeman on duty. Rahim told the whole story to him. The policeman took his statement and promised to call him if anyone comes to claim the bag. He also praised him for his honesty. Rahim left the police station at 8. 30 am. He ran _________________________ but he was already late. He reached school when the bell of the third period rang. Rahim tried to explain what had happened to his teacher but he refused to listen and believe him. Rahim was punished by his teacher who ordered him to stand outside the class until recess. Rahim felt so sad and ashamed with himself. Right after recess, he heard an announcement made by the school principal. He was called to the school office. The policeman had come to meet his principal and deliver the reward money to him. The policeman said that the reward was offered by a jewellery shop which had been robbed two days ago. Rahim received a cheque worth 20 thousands ringgit! He could not believe his eyes. He thanked the policeman and felt so grateful to Allah for giving him the courage to return the bag. He truly believed that honesty is the best policy. Now, __________. 1. as poor as the church mouse 2. just his luck 3. lend a hand 4. crossed his mind 5. as fast as his legs could carry him 6. fortune smiles on him 7. honesty is the best policy 8. after all 9. burn the midnight oil

Friday, November 22, 2019

Replacing Damaged and Torn US Currency

Replacing Damaged and Torn US Currency Every year the United States Treasury redeems over $30 million worth of damaged and mutilated paper money - currency. Here is how to get damaged or mutilated U.S. money replaced. Replacing US Currency Damaged U.S. currency- paper bills- that have merely been damaged can typically be replaced at a bank, while bills that have been mutilated must be mailed to the U.S. Bureau of Engraving and Printing for replacement.To be considered damaged but not mutilated, at least one-half of the damaged bill must be clearly identifiable. Bills that are dirty, defaced, or torn can typically be replaced at a bank.Bills that have deteriorated from being buried in soil or have been damaged by fire, flooding, chemicals, explosions, animals or insects are more likely to be considered mutilated.The Bureau of Engraving and Printing (BEP) does not charge for inspecting or replacing mutilated currency, however, the BEP must be able to identify the mutilated bills as being valid U.S. currency. The correct procedure for replacing US currency depends on how and how badly the money has been damaged. According to the Bureau of Engraving and Printing (BEP), U.S. currency that has been damaged, but not mutilated, can usually be redeemed at a bank, while truly mutilated bills require special handling. What is Damaged, but Not Mutilated Money? Damaged but not mutilated currency includes any bill that is CLEARLY more than ones of non-mutilated bills include those that are badly soiled, dirty, defaced, disintegrated, limp, torn or otherwise worn out.These damaged-but-not-mutilated bills can be exchanged through your local bank. Replacing Mutilated Currency The Bureau of Engraving and Printing considers mutilated money to be less than about 51% of the original bill or any bill so badly damaged that its value cannot be determined without special handling and examination. The mutilated currency has most often been damaged by fire, flooding, chemicals, explosions, animals or insects. Another very common source of damage to currency is fossilization or deterioration from being directly buried in soil for long periods of time. The BEP redeems mutilated currency as a free public service. Mutilated currency must be mailed or personally delivered to the Bureau of Engraving and Printing. Here, according to the U.S. Treasury is how to do it: When mutilated currency is submitted, a letter should be included stating the estimated value of the currency and an explanation of how the currency became mutilated. Each case is carefully examined by an experienced mutilated currency examiner. The amount of time needed to process each case varies with its complexity and the case workload of the examiner. However, the BEP warns that heavy volume and the precise nature of the work may result in longer wait times. The Director of the Bureau of Engraving and Printing has the final authority for the settlement of mutilated currency claims. Although Treasury examiners are usually able to determine the amount and value of the mutilated currency, carefully packaging the currency is essential to prevent additional damage. In general, the BEP will replace mutilated currency if: More than 50% of a bill that can be identified as United States currency is present, along with sufficient remnants of any relevant security features; or,Less than 50% of a bill identifiable as United States currency is present and the method of mutilation and supporting evidence demonstrate to the satisfaction of the Treasury that the missing portions have been totally destroyed. Every year, the Treasury Department handles approximately 30,000 claims and redeems mutilated currency valued at over $30 million. Procedure for Mailing Mutilated Currency The following procedures should be used when packing mutilated currency for examination and possible replacement by the Bureau of Engraving and Printing: Regardless of the condition of the currency, do not disturb the fragments any more than is absolutely necessary.If the currency is brittle or inclined to fall apart, pack it carefully in plastic and cotton without disturbing the fragments and place the package in a secure container.If the currency was mutilated in a purse, box, or another container, it should be left in the container to protect the fragments from further damage.If it is absolutely necessary to remove the fragments from the container, send the container along with the currency and any other contents that may have currency fragments attached.If the currency was flat when mutilated, do not roll or fold the notes.If the currency was rolled up when mutilated, do not attempt to unroll or straighten it out.If coins or any other metal is mixed with the currency, carefully remove it. Any fused, melted, or otherwise mutilated coins should be sent to, Superintendent U. S. Mint, Post Office Box 400 Philadelphia, PA. 19105. Mailing Address for Mutilated Currency Mutilated currency, packed according to the above instructions, should be mailed to: Department of the TreasuryBureau of Engraving and PrintingOffice of Currency StandardsP. O. Box 37048 Washington, D. C. 20013 All mutilated currency should be sent by Registered Mail, Return Receipt Requested.  Purchasing postal insurance on the shipment is the responsibility of the sender. For cases that are expected to take longer than four weeks to process, the Bureau of Engraving and Printing will issue a written confirmation of receipt. To obtain information about your mutilated currency shipment, contact the Mutilated Currency Division at 1-866-575-2361 or 202-874-8897. Personal deliveries of mutilated currency to the Bureau of Engraving and Printing are accepted between the hours of 8:00 A.M. and 2:00 P.M., Monday through Friday, except holidays. The Office of Currency Standards is located at 14th and C Streets, S. W., Washington, D. C. What About Damaged Coins? The United States Mint will replace uncurrent (badly worn) coins with new coins of the same denomination and will redeem mutilated coins for their current scrap metal value. Uncurrent coins are whole coins but are worn or reduced in weight by natural abrasion. They are easily recognizable as to genuineness and denomination and are in such condition that coin sorting and counting machines will accept them. Undercut coins that are too badly worn to be redeemed by commercial banks may be redeemed only at  Federal Reserve Banks and branches. Uncurrent coins are replaced with new coins of the same denomination by the Federal Reserve Banks and then forwarded to the United States Mint. Mutilated coins, on the other hand, are coins that are bent, broken, not whole, or fused or melted together.

Thursday, November 21, 2019

To What Extent Does the Current Use of Imprisonment as Crime Control Research Paper

To What Extent Does the Current Use of Imprisonment as Crime Control Reinforce Existing Inequalities and Segregation in the UK and the USA - Research Paper Example Traditionally imprisonment has been used – along with other crime prevention/ punishment measures - in order to control crime within a specific region. However, the terms under which the specific policy has been applied around the world have not been quite clear up to now. In any case, mass imprisonment has been found to be related to specific social ‘characteristics, like the unemployment, gender, and race. On the other hand, despite the fact that a series of measures have been taken by the British and the USA government regarding the improvement of the terms of mass imprisonment, still, the specific measure enforces inequalities among the population. It could be stated that the terms of mass imprisonment that are currently applied present many similarities with the ones used in the past. In accordance with Hallett (2002) ‘due to late 20th-century imprisonment policies, a renewed understanding of prisoners as commodities has emerged; the historical pattern of raci ally distinct commerce in imprisoned human beings, most of whom are poor, non-violent, minority offenders, has returned’ (Hallett, 2002, 369). The terms of mass imprisonment applied today would be improved so that inequalities are no longer enforced; but this target is a challenging task – especially if taking into account the resources (employees, funds, and technology) required. The development of technology in the developed countries around the world – including the USA and the UK – has not necessarily led to the improvement of the terms of justice or the limitation of inequalities in the society. The above fact is clear through the studies and the findings presented below.Current use of imprisonment as crime control and reinforcing of existing inequalities and segregation in the UK and the USA

Tuesday, November 19, 2019

Theme of The Tale of Kieu Essay Example | Topics and Well Written Essays - 750 words

Theme of The Tale of Kieu - Essay Example The fortune teller hints at fate by saying "Perhaps  you must atone for some past sin" (91).   In his description of the characters and scenes, Nguyen uses elements of nature such as animals and physical features such as the moon. Tu Hai, the general, is said to have had â€Å"a tiger’s beard, a swallows jaw, and brows as thick as silkworms† (113) obviously Nguyen and the Vietnamese attribute some attributes of physical attractiveness to nature in this case each outstanding physical trait has an animal comparison. Nguyen’s level of appeal is brought out even more now that he posses the best attribute of each of the animals and not just being compared strictly to one animal. However my focus shall be on the moon as an object of imagery as it is the most mentioned in the whole text. The first obvious representation is beauty. The van sisters are described as beautiful. Van, Kieu’s sister is described as â€Å"her face a moon, her eyebrows two full curves.† As the plot unfolds further Kieu’s great beauty is emphasized even more. It is said that men found her to be so beautiful. â€Å"She ought to rule the moon† this was kieu being compared to the moon goddess Chang-O, for one to be the ruler of something as breathtaking as the moon; you surely have to be an epitome of beauty. The cycle of life is another representation of the moon. In those fifteen years Kieu went through many experiences. Some were good others not so good. In comparison the moon has a cycle. In that cycle there are bright days and dull days. In the same way the cycle of the moon causes low and high tides could be seen as a reflection of the highs and lows of Kieu’ life. Looking at the last bit of the oppressive 15 years, after running away from the convent, Kieu finds herself in a brothel (low tide), she was rescued by Tu Hai (high tide), Tu Hai dies (low tide). The rest of the story all through the poem basically unfolds in an identical

Sunday, November 17, 2019

Hockey Cross Country Comparison Essay Example for Free

Hockey Cross Country Comparison Essay Hockey and Cross country are two completely different sports in many aspects for example one is played on ice and is very physical and the other you are running on dry ground and all you do is run. But in many aspects these two sports have more in common than most people would think. These two sports in some aspects are polar opposes but having played them both I can say they are very similar. First off they both require extremely high levels of physical endurance and strength. Hockey requires you to have physical strength, quickness, and hand eye coordination. As cross country requires physical strength as well, but it also requires you to put your mind over your body, this means that no matter what kind of physical pain you may be in you have to block out the pain and keep running. Now most people think that cross country is not a team sport and only individuals run cross country right? Well they are very wrong cross country is just as much of a team sport as hockey. In cross country you rely on your team mates to place well in their race to score points just as a hockey player would in hockey. Both hockey and cross country require immense amounts of training. Hockey you have to train your hand eye coordination as well as having good vision and being physically strong. Cross country you must train your endurance you must have massive amounts of stamina as well as mental strength. Cross country you need a strong core and legs and stamina, but hockey requires you to be strong in every muscle group. Hockey is a physical sport that requires you to be able to block out pain after a big hit or a player takes a puck where they don’t have any padding.

Thursday, November 14, 2019

Procrastination :: essays research papers

Procrastination What does procrastination mean? Is it the stereotypical meaning of laziness? And this word, â€Å"procrastinate† has over time become derogatory and insulting. It has also been applied to the newest generation of the world. I have heard many comments from older folks that, â€Å"those teenagers are so lazy, they wait till the last minute to do anything.† But as Dennis Sell comments in the teenager’s defense, â€Å"It isn’t procrastination if you intend to do it.† I hope that this doesn’t become a question on the future resume. â€Å"Do you procrastinate, please check yes or no.† A wonderful lot of people would be out of the job; very talented people that just have a time trying to become â€Å"perfect.† Procrastination is a way of life and a person has to be good at it to play the â€Å"lazy† game.   Ã‚  Ã‚  Ã‚  Ã‚  What does procrastination really mean? I’ve adopted a quote that now guides my everyday life; â€Å"My work is best when I am under pressure.† Most of my better essays are written in the ten minutes I have before my next class period when it’s due. Sorry Mr. Bush and Mrs. Swafford, and any other teacher that have been subjected to my messy rushed handwriting (not that Mr. Bush minds, I’m still failing his class. And his e-mail address is†¦ just kidding). Procrastination is character building. The rare few who can handle the pressure often have rushed lives, or many deadlines, whichever applies, but the point is that they can handle the pressure that procrastination gives and they come on top. My father designs computer boards and his superiors are often changing what they want the board to do, but my dad can handle those people and their strict deadlines that are ludicrous because of the little time given. But because he procrastin ated in high school, he knows what to do and how to control himself in these situations. He hasn’t thrown himself off a cliff yet after about ten years of the strenuous work, that has to count for something.   Ã‚  Ã‚  Ã‚  Ã‚  Procrastination is like many other things. It has its good and bad points, just like eating. A person must eat to live, but it makes people gain weight and there is a surplus of obese people in our nation, yet is also saves many lives a day like in Ethiopia. Procrastination can make or break a person. One can either handle the pressure or the person breaks completely.

Tuesday, November 12, 2019

Mark Twain and William Hazlitt’s Comparison

Ideas can be conveyed in many different ways dependant on the tone, style and diction of the piece. Both William Hazlitt and Mark Twain present a very similar topic in two very different ways. Hazlitt†s â€Å"Education of Women† speaks of how classical education is not proper for women. Twain†s â€Å"Female Suffrage† reiterates the idea that women should not be able to vote or hold public office. Hazlitt†s 1815 essay is a true opinion of his own feelings against having educated females. 1867, a different time with similar ideas, is the setting of Twain†s piece. He portrays how the relationship between suffrage and women is completely ridiculous. These authors use different styles to display completely opposite points. Hazlitt wastes no time getting to his point in order to drive it into the minds of the readers. He intends that his audience is only the educated male society. Hazlitt feels that women do not need to be anything more than generally educated. He attempts to convince his audience to accept his views and practice them. Twain, on the other hand, is creating a humorous situation which picks at the number of crazy positions that his wife holds in the community. He is not trying to make the audience think that female suffrage is bad. Twain intends that all people will read his piece for comic relief. Hazlitt uses a very straightforward type of diction in his essay. He explains his points and backs them up with his own opinions and observations. He is very authoritative and arrogant in the way he speaks. â€Å"They are mere egoists. They have no passion for truth, nor any love of what is purely ideal† He feels that his way is the right and only way to think. Since he speaks unto the educated community, he uses well-accepted ideas to communicate his points. Twain uses hyperbole, an approach very different from Halzitt†s style. Twain takes the offices held by his wife and exaggerates them to a humorous level. His diction is very relaxed and calmed. The tone Twain tends to adopt can be misinterpreted as self-centered, but his intent is only to bring a sense of fun to the audience. Hazlitt†s effect of style is very powerful. The essay is very convincing and if it is read to establish ideas, it is nothing short of excellent. The way he compiles the words with his diction, makes the points in his essay incredibly moving. When read by the desired audience, this piece is quite moving and powerful. If a female reads this, the expected reaction is a sense of loathing. Twain accomplishes his goal of being humorous and entertaining. His combination of creative ideas with a serious topic displays his great deal of writing skills. The reader is torn between believing what Twain writes and seeing the humor of hyperbole. The reader is very amused by the decisions that have to be made on interpretation. Hazlitt and Twain use different style, tone and diction to explain to readers their feelings on touchy issues. Hazlitt uses very powerful and persuasive ways of speaking to convince his readers that the education of women is completely unnecessary. Twain is quite entertaining to read because he pokes at his wife†s positions. He assumes that the reader will identify that he is only attempting to entertain his audience. Both authors are very different in style but by using different types of writing, they prove totally different points with the same subject.

Saturday, November 9, 2019

Allure Cruise Line

Since the days of antiquity, Seas and Oceans have always fascinated the human being as the great wide open to explore for the unknowns. Many a miles have been sailed, many oceans have been crossed, and now at this hour humans are circling ocean for leisure tours using the most advanced and sophisticated water transport industry, the Cruise Liners. The history of this industry has three folds as Early, Jet and Modern Age. It started with the introduction of the Ocean Liners as humans plunged into the adventure of exploring new lands and further propelled by the foreign trade of the early time.Following the suite; in 1818 the Black Ball Line operating from New York became the first scheduled passenger service provider shipping company sailing from the United States to England. During I and II World War the cruise industry has done the task of transporting troops and displaced refugees too. Post war the industry recovered rapidly as the US government offered heavy subsidies in cruise sh ip building operations (Cruiseworking, 2009).In this Case Study of Allure Cruise Line (MS Allure of the Seas), the sister ship of the world's largest passenger ship, the Oasis of the Seas, the expansion plan of the â€Å"Project Genesis† will be addressed by the paper with study of dynamics, major players and the challenges of this industry in detailed subdivided structure (Asklander, M. (2008). Today the cruise liners are no more just passenger carriers or voyage ships, rather floating hotels of its own kinds; owned by various companies across the world. They are the off shore version of the hospitality management.To focus on the case, the major players of the North American Cruise Industry take the first 20 places in no time. But some of them are the flagship operators to be reckoned on. They are Royal Caribbean International, Princess Cruises, Carnival Cruise Line, Celebrity Cruises, Disney Cruise Line, Holland America, P&O, Cunard, and Norwegian Cruise Line (Pain, 2006). To look deep into the business specification of the players; their statistics of the profile reveals a comparative understanding of the expansion measure to â€Å"Allure†.To ponder on Allure’s own player, Royal Caribbean International is a Miami, Florida based brand owned by Royal Caribbean Cruises Ltd. whose organisation type is Public. It also holds the subsidiaries of Azamara Cruises, founded by the Greek Chandris Group (Plowman, 2006). As on 2007, the company asset listed as Revenue: USD $6. 149 billion, Operating Income: USD $901. 3 million, Net Income: USD $603. 4 million. It has a fleet size of 21 ships, names ending with â€Å"of the sea†. Consisting of 6 different classes the total passenger volume is 69,736.The passenger to crew ratio of this liner company varies from 2:4 to 3:7. The organisation Headquarter is flagged at 1050 Caribbean Way, Miami, Florida, USA (Reed Business Information, 2009). Among all the other players, Carnival Cruise Line (Carniv al Corporation & PLC) is the biggest of all, including 11 other cruise operators in it. It is a British-American-Panamanian corporation that includes other cruise brands like, Carnival Cruise Lines itself, Princess Cruises, Holland America Line and Seabourn Cruise Line in North America.P&O Cruises, Cunard Line and Ocean Village in the United Kingdom; AIDA Cruises in Germany; Costa Cruises in Italy and P&O Cruises Australia; in Australia. Combining all brands of the organisation it has a mighty fleet size of 88 ships, touching more than 1,60,000 passenger volume and as an expansion plan 18 more ships due to deliver by 2012. The total asset size as on 2007 are, Revenue: $ 13,033 million, Operating income: $ 2,725 million and Net income: $ 2,408.The organisation type is public dual listed company, listed to NYSE: CCL, LSE: CCL, NYSE: CUK with Headquarters flagged in Miami, USA and London, UK. Though Carnival Corporation and PCL are separate listed companies having separate list of stak eholders, but own all its operating companies jointly in the group (Carnival Corporation & PLC, 2006). The crew to passenger ratio of this organisation is 1:1 (EDGAR Online, Inc. , 2009). Among other players; Disney Cruise Line is an American cruise line company, property of The Walt Disney Company.Its Headquarter is flagged in Celebration, Florida that operates 2 ships reaching a combined passenger volume of 4800, with a passenger to crew ratio 1:9. To its existing fleet, company is adding 2 more ships, which are two decks taller than the existing ones; thus expanding the business by four folds (Ship Facts, 2009). This private organisation runs by President Tom McAlpin as part of the Walt Disney Parks and Resorts division is counting a Revenue: $ 35. 51 billion, Operating income: $ 7. 827 billion and Net income: $ 3.832 billion, as on 2007 (The Walt Disney Company, 2007). Norwegian Cruise Line (NCL) with the daughter company NLC America, jointly owned by Star cruises and Apollo man agement has 50% of NLC. It is a private company flagged in Miami, Florida. The company is famous for its freestyle cruising concept with no fixed time for meal, sitting arrangement or any formal dress code. 1 Its fleet size is 11 with a passenger volume of 24,807. Under expansion plan one more ship is set to sail by 2010 (Ward, 2006).As per observation, Royal Caribbean International, Carnival Corporation and PCL and Norwegian Cruise Line are thre main major players, have unique operational strategies that make them different to one another. Royal Caribbean retains a very compact business with large ships but small fleet size. In contrary Carnival has a huge brand basket with medium ships and deeper penetration. And NLC has a moderate market and fleet with no exceptional expansion. It is hard for Caribbean to overtake Carnival, but the concept of mega size ships of the former is creating extra niche.These cruise ships follow the Shipboard Structure with following positions: Commandin g Officer – CO, Executive Officer – XO, Command Master Chief – CMC, Department Head – DH, Division Officer – DO, Leading Chief Petty Officer – LCPO/Leading Petty Officer – LPO, Work Center Supervisor, Damage Control Petty Officer – DCPO, Command Career Counselor – CCC, Ship’s 3-M Coordinator, Ombudsman, Financial Specialist, Drug and Alcohol Program Administrator – DAPA, Quality Assurance Coordinator, Medical Department, Safety Officer, Divisional Safety Petty Officer and Security Manager (King, 2009).According to maritime law cruise ship are to follow the laws like, Maritime Statutes, Treaties, and Conventions, Medical Issues on Cruise Ships, Passengers with Disabilities, Injuries, Accidents, and Physical and Sexual Assaults on Cruise Passengers, Cruise Ship Fires and Collisions, Vessel Safety, Illegal Dumping, & Unsanitary Conditions (Cruise Law, 2009). For the cruise liner industry law is same in all the water body. As the cruise ships have become floating hotel, as leisure activity the industry is booming with more expansion plans despite of the economic slowdown.The only hindrance is the political instability that creates tension in regions and the companies have to cancel the port of calls for passenger’s safety, which makes many active crews inactive in affected zones. For Allure it is a big step ahead to compete, if not in numbers, but in size. One more sea will join the â€Å"Amada†. Reference Asklander, M. (2008). â€Å"M/S Allure of the Seas (2010)†. Fakta om Fartyg. Retrieved February 24, 2009, from http://www. faktaomfartyg. se/allure_of_the_seas_2010. htm. Cruiseworking. (2009). The History Of The Cruise Line Industry.Retrieved February 23, 2009, from http://www. cruiseworking. com/history. shtml Carnival Corporation & PLC. (2006). Corporate Information. Retrieved February 24, 2009, from http://phx. corporate-ir. net/phoenix. zhtml? c=200767&p=irol-p rlanding Cruise Law. (2009). Links to Maritime & Cruise Line Related Sites. Retrieved February 24, 2009, from http://www. cruise-law. com/links. html EDGAR Online, Inc. (2009). Edgar Pro. Retrieved February 24, 2009, from http://sec. edgar-online. com/carnival-corp/8-k-current-report-filing/2006/11/07/Section12.aspx King, K. (2009). SHIPBOARD ORGANIZATION AND ADMIN FUNDAMENTALS. Retrieved February 24, 2009, from http://members. tripod. com/~Motomom/104ship Plowman, P. (2006). The Chandris Liners and Celebrity Cruises. Rosenberg Publishing. Pain, J. (2006). Royal Caribbean orders $1. 24B cruise ship. The Boston Globe. Retrieved February 24, 2009, from http://www. boston. com/business/articles/2006/02/06/royal_caribbean_orders_large_cruise_ship_1139250670/ Reed Business Information (2009). Ships operated by Royal Caribbean International.Retrieved February 24, 2009, from http://www. search2cruise. com/cruise-operator-list-7043. html Ship Facts. (2009). Disney Cruise Line. Retrieved Feb ruary 24, 2009, from http://disneycruise. disney. go. com/dcl/en_US/onboard/about/listing? name=ShipFactsListingPage&bhcp=1 The Walt Disney Company. (2007). â€Å"The Walt Disney Company 2007 Annual Report†. Retrieved February 24, 2009, from http://amedia. disney. go. com/investorrelations/annual_reports/WDC-AR-2007. pdf Ward, D. (2006). Complete Guide to Cruising & Cruise Ships. Singapore: Berlitz

Thursday, November 7, 2019

Discussion of the change of customers’ attitudes towards and expectations and the ways organisations respond The WritePass Journal

Discussion of the change of customers’ attitudes towards and expectations and the ways organisations respond Introduction: Discussion of the change of customers’ attitudes towards and expectations and the ways organisations respond Introduction:Conclusion:References:Related Introduction: This essay mainly focuses on the relationship between the change of customers’ attitudes towards and expectations and financial services sector’s respond. A review of the theoretical background of business external environment and contextual environment is represented as well to give a theoretical framework. This essay consists of three major parts. The first part refers to the competitiveness of the financial services sector and the importance of organisations recognizing the influences of the external environment and how the developments in these influences can have a substantial impact on organisational success. The second part gives the theoretical framework of business external environment and contextual environment, and especially concentrates on the influence of the social environment on customer attitudes and expectations. In addition, it reveals customers and financial services sector are not isolate parts to each other, whereas they are in a two-way interactio n process. The third part provides an example in particular to illustrate the ways in which organisations have recognised changes and how to respond in terms of products and services in order to achieve customer satisfaction and maintain their competitive position. With the development of economic globalization, the number and cooperation of countries’ financial organizations are getting larger and closer, so the competition is increasingly fierce. Competition here includes not only the firms that produce same product but also those firms which compete for the income of the consumers the competition here among these products may be said as desire competition as the primary task here is to fulfill the desire of the customers. Competitiveness increasingly has a significant impact on the overall financial structure of the financial sector, and it is vital for financial institutions to investigate methods to improve their competitiveness, if they want to keep competitive advantage places and win more customers in the financial services sector (Falconer, 2009). Thus financial sector is becoming a truly knowledge-based service sector in which innovation and comparative advantage determine the well being and growth of a financial institution (Y okoi-Arai and Yoshino, 2006 ). In the present age, not only the intense competition, but also many other pressures from the external environment lead the financial organizations to make a change to cater to their customers. Understanding the influence of the environment on business, a common comprehension is a business exists within an external environment consisting of the actions of other players who are beyond the business, converts inputs into outputs in order to make a profit (Falconer, 2009). Generally the business external environment contains contextual environment and operational environment. Contextual environment covers the areas of the nature of government, economy, technology, social variables and competitive forces, which are more uncontrollable factors than operational environment factors; therefore the success of company to a large extent depends on its adaptability to the environment. So if a firm within the financial sector could not manage the factors well, the firm will not develop healthily. C oncerning about the operational environment, a stakeholder approach is usually used to illustrate the interaction between business management and stakeholders, who are identified as shareholders, suppliers, customers, employees and community, which  has a direct bearing on the operations of the firm (Falconer, 2009). The interaction means the business has impact on these groups, and in turn, the stakeholders influence business directly by their activities as well. Thus either businesses or stakeholders are in bad conditions, the firm could not operate well. In particular, contextual environment, which concentrates on the factors of political environment, economic environment, technological environment and social environment, has an important impact on business operation. Political environment refers to the legal environment whose rules are generally created by the government, and legal influences can affect business management. To some extent, the legal environment can affect the industry, individual companies or their products, for instance, it can promote competition and encourage people pay more attention to the pensions and healthcare. Economic environment is related to changes in the wider economy. Businesses prosper when the economy is booming and living standards are rising. A growing economy provides greater opportunities for businesses to make profits, so businesses welcome rising living standards. But in the meantime, economic environment can not only promote globalization, but also can aggravate the credit crisis. Technologic al environment has an enormous effect on the business environment by providing opportunities for businesses to adopt new breakthroughs, innovations, and inventions to cut costs and develop new products to help companies to become more competitive (Falconer, 2009). As a matter of fact, to a large extent the development of technology can determine what products will be produced, what equipment will be used and how operations will be managed. Therefore the three factors political environment, economic environment and technological environment have a significant impact on the organization management. However, social environment mainly influences the customer, including the attitudes, expectations, demands and tastes of customers. Social environment is with respect to changes of society and social structures, which contain changes in the structure of the population, in consumer lifestyles and behaviour affect buying patterns (Andreassen and Lindestad, 2006). It is widely known that the ways in which changes in the social environment can have an impact on their workforce and the way in which they undertake their activities, managers also realize that the ways in which changes in the social environment have the impact on customers (Cohen, 1990). Thus it is an interaction process. If customers change but financial services sector does not notice that and responds to it effectively, then customers will go elsewhere. The ways in which the social environment has influence customer attitudes and expectation can be demonstrated as follows: (1) Customers may have high expectations of customer service, such as well educated and knowledgeable products and substitutes as the technology advances and economy booming. (2) Cu stomers want products to be available where and when and how the company wants to provide them as their thoughts. (3) Lots of consumer information and advice to be demanded to help customers making buying decisions. (4) Fashions and trends are important and constantly changing, while values, opinions and beliefs change and are very influential on buying behaviour. (5) Customers constantly want more and more of a variety of different things. (6) Customers will not rely on one provider, but to intend to seek out the best provider (Falconer, 2009). Nowadays many organizations within the financial sector have noticed customer changes and have responded effectively. Diversity of products and services are provided to cater to customers. The social environment is a dynamic environment since the financial services sector changes as customers’ attitudes and expectations change constantly (Alsmadi and Alnawas, 2011). To make the question more clearly, here is a very successful example about mobile banking to present the relationship between customers change and financial services sector’s respond. With the development of communication technology, mobile telephony is getting cheaper and having diversity functions to complete complicated things to give people convenience. These developments point out an increasingly positive perception of mobile financial services in the society. The factors that using mobile services is no longer a luxury thing for many people, younger generations are likely to be fascinated by modern telecommunication services and mobile device has become a more powerful and faster tool to transfer data with new standards have led to an increased demand of Mobile Banking service (Tiwari, Buse and Herstatt,   2006). Fortunately banks recognized these changes and realized the business of Mobile Banking involves three main services: mobile accounting, mobile brokerage and m obile financial information services. Mobile Banking is characterized by some unique features that equip it with certain advantages against conventional forms of banking such as ubiquity, immediacy, localization, instant connectivity, pro-active functionality and simple authentication procedure, which are spoken highly of customers (Tiwari, Buse and Herstatt, 2006). These features of Mobile Banking not only meet the need of time-critical customers, but also increase efficiency of banks, which potentially promote the image of banks that have the Mobile Banking services to help banks occupy the mobile banking market first. A study came from Bank of Korea (2006) shows that the number of financial transactions carried using mobile devices in South Korea rose to 287,000 on a daily average, up 104% from a year earlier. Whereas the number of customers registered for mobile services grew to 1.9 million registering an increase of over 108% in the same period (Korea times, 2006). Another study conducted by the Tiwari and Buse and Herstatt (2006) presented that up to 92% of survey participants in Germany showed their willingness to avail certain mobile financial services. From the figures, we can obtain the conclusion that the Mobile Banking has gained a big success. Figure 1 gives the information that ratings received by the services â€Å"Mobile Remittance† and demonstrates the large-scale positive perception of Mobile Banking Conclusion: Business external environment can be classified into two main types of environment: contextual environment and operational environment, both of which are quite important to business operation. Operational environment may well  have a direct bearing on the operations of the firm. However, contextual environment covers political environment, economic environment, technological environment and social environment and contains many uncontrollable factors, to a large extent the success of company depends more on its adaptability to the environment. In particular, social environment has a vital effect on customers’ attitudes, expectations, demands and tastes. And the social environment is a dynamic environment since the financial services sector changes as customers’ attitudes and expectations change constantly. At last, the typical instance demonstrates us that it is crucial for financial organizations to be aware of the customers’ change and respond in terms of prod ucts and services effectively can they achieve customer satisfaction and maintain their competitive position. References: Alsmadi, S. and Alnawas, I. (2011), Empirical Investigation of the CRM Concept in the Jordanian, Context: The Case of Banks and Financial Institutions, International Journal of Business and Management, Vol. 6, pp. 182-195 Andreassen, T. and Lindestad, B. (2006), Customer loyalty and complex services, The impact of corporate image on quality, customer satisfaction and loyalty for customers with varying degrees of service expertise, Available from: http://ezproxy.napier.ac.uk:2067/journals.htm?issn=0956-4233volume=9issue=1articleid=851 [accessed 10/03/2011] Cohen, G. (1990), Textbook on Effective Management in Financial Services, 3rd edition, London, Graham Trotman Ltd. Falconer, S. (2009), Textbook on Management of Financial Institutions, Edinburgh, Napier University Tiwari, R., Buse, S. and Herstatt, C. (2006), Strategic Implications of Mobile Banking for Banks and Financial Enterprises, Available from: http://poseidon01.ssrn.com/delivery.php?ID=6101260660810640070970870280971200310270 [accessed 11/03/2011] Yokoi-Arai, M. and Yoshino, N. (2006), Concept of Competitiveness in the Financial Sector, Available from: fsa.go.jp/frtc/seika/discussion/2006/20061020.pdf [accessed 12/03/2011]

Tuesday, November 5, 2019

5 nursing career specialties to pursue in 2019

5 nursing career specialties to pursue in 2019 Healthcare is one of the fastest-growing fields right now- and nursing is at the heart of this growth. According to the U.S. Bureau of Labor Statistics, the nursing profession is expected to grow by at least 19% by 2026, much faster than average for all jobs. If you’re thinking about a career in nursing, here are five fast-growing specialties to consider.Nurse PractitionerNurse practitioners (also known as advanced practice registered nurses, or APRNs) are an MVP when it comes to family or general medical practices. They provide standard nursing care (recording patient histories, examining patients, performing diagnostic tests, administer medicine or treatments), while also being able to perform tasks usually done by physicians, like prescribing medicine, ordering tests, and diagnosing illnesses.What you’ll need: A master’s degree in nursing, plus passing a national certification exam and becoming licensed. Each state’s licensing requirements may vary, so be sure to check your own state’s requirements.What it pays: The median salary for nurse practitioners is $110,930 per year, or $53.33 per hour.The outlook: The number of nurse practitioner jobs is expected to grow by an incredible 31% by 2026.Neonatal NurseNeonatal nurses care for premature babies, usually in a Neonatal Intensive Care Unit (NICU) in a hospital. Because of the critical health problems experienced by many newborns, neonatal nurses provide essential, extensive care.What you’ll need: A bachelor’s degree in nursing, plus specialized training. You’ll need to be licensed as well. Each state’s licensing requirements may vary, so be sure to check your own state’s requirements.What it pays: The median salary for neonatal nurses is $65,000 per year, or $31.25 per hour.The outlook: The number of neonatal nurse jobs is expected to grow at least 17% by 2026.Nurse MidwifeNurse midwives are advanced practice nurses who care for expectant m others and their newborns. A nurse midwife coordinates care during pregnancy and assists during childbirth and after the delivery for both the mother and baby.What you’ll need: A bachelor’s degree in nursing, plus specialized training. You’ll need to be licensed as well. Each state’s licensing requirements may vary, so be sure to check your own state’s requirements.What it pays: The median salary for nurse midwives is $100,590 per year, or $48.36 per hour.The outlook: The number of nurse midwife jobs is expected to grow at least 31% by 2026.Nurse AnesthetistOne of the fastest-growing and highest-paying nursing specialties is the nurse anesthetist. Nurse anesthetists provide anesthesia to surgical patients, working with physicians, surgeons, and other operating room staff. In addition to anesthesia, nurse anesthetists may help coordinate pre-and post-surgical care for patients as well.What you’ll need: A bachelor’s degree in nursing, p lus a master’s degree and/or specialized training in nurse anesthesia. You’ll need to be licensed as well. Each state’s licensing requirements may vary, so be sure to check your own state’s requirements.What it pays: The median salary for nurse anesthetists is $160,270 per year, or $77.05 per hour.The outlook: The number of  nurse anesthetist jobs is expected to grow at least 22% by 2026.Nurse EducatorOne of the most valuable roles in the nursing community is teaching the next waves of nurses. This crucial role combines medical and clinical skills with teaching skills, and can be a good fit for nurses who have strong communication and leadership skills. Nurse educators may teach and train nurses at all levels, from specialized nursing training programs to bachelor’s, master’s, or doctorate nursing programs. The constant demand for high-quality nurses means that there is high demand for nursing teachers as well.What you’ll need: A ba chelor’s degree in nursing, and potentially a master’s degree or PhD, depending on what you’ll be teaching. You may also need specific clinical experience, depending on the program.What it pays: The median salary for nurse educators is $71,260 per year.The outlook: The number of nurse educator jobs is expected to grow at least 19% by 2026.Whichever nursing path you choose, know that it’s a rewarding, challenging field with many opportunities open to explore your specific passion and talent.

Sunday, November 3, 2019

Same sex marriage Essay Example | Topics and Well Written Essays - 750 words

Same sex marriage - Essay Example Compare and contrast: Both the same-sex marriage and traditional marriage support the concept of marriage, i.e. the contract between partners. To be specific, same-sex marriages never deny the scope of family in personal life. At the same time, family is the backbone of traditional marriages. One can see that the proponents of same-sex marriage consider that the concept of family can provide legal consent and acceptance in the society. David E. Newton states that, â€Å"The question raised by advocates of same-sex marriage is whether a state can constitutionally refuse to issue a marriage license to two individuals of the same sex† (62). Besides, those who accept same-sex marriage claim that all the rights that are enjoyed by the partners within traditional marriages must be allowed to the partners (say, same-sex). One can see that social recognition is important within the context of married life, and those who are in favor of same-sex marriage or traditional marriage are rea dy to accept the same without any argument. So, the supporters of same-sex marriage and traditional marriage are aware of the importance of family, legal consent, and social acceptance. One can see that most of the marriages (say, traditional) are related to religious belief, morality, and legal/ constitutional support. All the world religions support traditional form of marriage because the same is a contract based upon belief. Besides, the moral side of traditional marriage is related to certain limitations on individuals. At the same time, traditional marriages help to gain legal/constitutional support in the society. On the other side, the proponents of same-sex marriages consider the same as a deviation in sexual interest. They never accept the intrusion of religion into the context of marriage. Instead, they consider that religious belief and marriage are different and individuals must be allowed to lead lives according to their personal interest. If individuals are interested in same-sex marriages, they must be allowed to do so. Peter Strandby states that, â€Å"Finally, gay activists’ claims to full citizenship through equal access to marriage, is denied based on a religious set of beliefs, that homosexuality is morally wrong and that same-sex marriage would threaten existing individual liberties such as freedom of religion and expression† (21). Besides, the supporters of same-sex marriages declare that the society must show readiness to provide legal sanction to same-sex marriages. So, same-sex marriage is symbolic of liberal approach towards sexual orientation. Evaluation: From a different angle of view, the modern world needs to accept that individuals are different in interest, taste, and opinion. Within this scenario, one cannot prove that traditional marriages successfully lead the partners towards individual freedom and happiness. If one is interested in same-sex marriage, one must be allowed to take independent decisions related t o one’s sexual interest. Evan Gerstmann states that, â€Å"In fact, one of the theories that advocates of same-sex marriage advance most ardently is that the heterosexual marriage monopoly is a form of gender discrimination and, therefore, is subject to intermediate scrutiny†

Thursday, October 31, 2019

GROUP DYNAMICS Essay Example | Topics and Well Written Essays - 2000 words

GROUP DYNAMICS - Essay Example ligence from other members of other groups, obtain skills in life, prepare themselves mentally for future teamwork, enjoy the fruitful success of the group outcome from its activities and eventually realize affluence of the entire affiliation as a whole (Kemper and Royce 2002). This is the fact since a group is the most fundamental microcosm of the profile of the entire organization that the members are working for. The group can be a school study group; discussion group, project group; research group or an investigatory team of people who work together towards achieving a common set goal or goals within a given scope of time. Groups are a very potent learning tool as it combines the thinking of different minds to a common pool and laying the bare for critical analysis and further fact finding regarding the given data at hand. Therefore, the group is a very effective tool in research work, a powerful discussion tool and a good approach where a given number of people are willing to arrive at a common thinking destination (Levi 2010). Insight is a very important aspect in group/teamwork. Members with adequate insight/knowledge are adept top solve a given riddle from the combination of the different insights to deliver favorable answers that serve are apparently credible. Participation in a group is a very important virtue in group work. Members who participate in terms of giving ideas, speculation, insight and their own findings regarding the topic under discussion make the team/group affluent and fruitful in its endeavors. Conversely, lazy or unwilling members who do not contribute in the group deliberatio ns make it to lag behind and dwindle in its endeavors. Therefore, the aspect of teamwork and participation gives an affluent group its characteristic success. This involvement, profound concentration on the group and giving out your viewpoints is very influential on the group success rather than passiveness which is a vice (Davies and Sinfield 2000). Factors that

Tuesday, October 29, 2019

Customer Retention in BizTech Company Coursework

Customer Retention in BizTech Company - Coursework Example Along with measuring your business traffic and conversion, success also relies on customer retention to complete the big picture. You may be getting attention and turning visitors into paying customers, but are you able to keep them around month after month? Or are they leaving after one experience or one transaction? If you want to build a sustainable and scalable business, you need to cut down on churn, the rate at which people are discarding your products and services. To do so, calculating your customer retention is the first step in this process. First, retention refers to a certain point in the customer lifecycle and it can be measured monthly, quarterly, or annually depending on the business. Know this time period because it is an important factor in your calculations. Second, there are two different ways to calculate retention: 1. Customer Retention Rate (CRR) 2. Dollar Retention Rate (DRR)

Sunday, October 27, 2019

Theories Of Gender Inequality

Theories Of Gender Inequality There have been a number of theories put forward by various Institutions, Organizations, Authors, Scholars, Researchers, and Development practitioners, somehow to explain the problem why the issue of gender varies from region to region and why implementing gender equality, and female empowerment is lower than expected in SSA. Amongst these theories are the Inequality and the Modernization theory used in this project to explain the wide gender problems existing in SSA. Borrowing from the words of John Martenussen, most of these theories have been propounded by Western and North American authors and have been termed growth and development theories. (Martenussen, 1997; p.51) As far as this project is concern, I am going to use the parts of the theories that are relevant to the project. The Inequality Theory: The origin of gender Inequality between men and women has been one of the most intellectual debates after the rise of modern feminism. Great thinkers in the history of ideas such as Aristotle and Thomas Quinas suggested speculative interpretation of gender differences. Continuously, nineteenth century evolutionary theorist such as Bachofen and Karl Marx consider various possible evolutionary sequences in organization kinship and gender relations. Some early efforts aimed at justifying existing institutions and others to question them sound like contemporary standard. The argument behind the origin of feminist analyses is the ideological implication of female subordination over the centuries. Also, there have been a high superior prevalence of male status across time, space and social circumstances that are beyond denial especially in SSA. Therefore the pervasiveness of male dominance is the absolute aim of analyzing gender differences. The question that arises is that how can the app arent universal subordination of female be reconciled with equality in SSA with it strong traditional background? (Robert Marx Johnson 2005 p; 30). Assumptions of the Inequality Theory: Firstly, Inequality theory explains the biological difference between men and women which is inescapable, amongst race, class, culture and tradition irrespective of being developed or underdeveloped. According to Linsey 2007, sex is the biological difference between men and women while gender is the social construction of sexes considering race, politics, social, economic, culture and traditional background. This cultures and traditions vary from place to place and from culture to culture. These cultures that are learned change with time within and between cultures. (Linsey 2007, P; 97) Following this sex distinction between male and female, some advanced societies (Western and North American societies) have tried to narrow down the gender gap by empowering females, by redefining laws and ignoring others to enhance development. That notwithstanding, the distinction still persists and would always be there because no matter all the feminist analyses on sex and gender, humans would never revert nature on this perspective. Research have proven that no amount of theorist thinking can subtle the simple fact of biological distinction, therefore inequality would persistently exist no matter what. The question that ponders my mind is, why Sub-Saharan Africa is still lacking behind to comprehend culture and tradition to reduce the wide gender gap, thereby empowering females to enhance development?. Secondly, content and expression of this biological difference is exaggerated in the situation in SSA. Tracing back from history until date, most of the hardest and most commanding jobs are carried out by men therefore inequality is bound to exist between sexes. The fact that men are a stronger sex to resist extreme hash conditions makes them dominant irrespective of sex division. Complex cultural societies are build up by institution that keeps men at a dominant position. This make the female sex constantly relegated at the background. The norms and values that govern these complex societies (SSA) procure men at the forefront. By respecting this norms and values women would be hardly seen in the public spheres. (Sushama Sahay, in king and Hill Anne. p; 89) Thirdly, Inequality theory try to make some kind of biological differences that are sufficient and necessary to persistently cause inequality between sexes and puts men at a commanding and dominant position. There are three imputed biological differences that have received much attention by the inequality view, such as reproduction by females, physical capacity and predisposition toward violence. Anthropologists largely agree that women have hardly occupied position of higher status or political power than men in any society anywhere, anytime (Buthler 2006) Some feminist theorist argue that, reproduction everywhere is done by females that subordinates their position to men, others say that men are physically dominant in their actions and activities and set rules that are of their own advantage. Some theorist argue that men are very aggressive than women, that put them at a dominant position thereby creating inequality between the both sexes. (Buthler 2006 P; 78) Lastly, apart from huge gender inequality and female empowerment sluggishness in SSA, inequality can also be traced amongst races and class. There have been and there are still traces of inequality amongst the white race and black race as well as amongst the upper and lower class group. There are two different kinds of historical inequality, example that can illustrate this point. First of all, I will want to look back at the history of colonialism and neocolonialism in SSA by the west that alone speak volumes of inequality and domination over a continent and makes a particular race dominant over the other. The history of racial inequality amongst the blacks and whites in the United States of America also illustrate an example of inequality amongst races. On the other hand, there have been inequalities within races and cultures. The upper and noble classes in SSA have been dominant over the lower and powerless group. This means that a superior culture is imposed and forced on to the weaker group that makes them not equal. Just like the history of European nobility over the commoners in Europe. Yet the nobility have remained a powerful and privileged class in most European nations. From biological and racial distinction on the inequality theory, inequality is a fact amongst genders, cultures, class and race, although times have changed and things must change, this pushes us to criticize the inequality theory with changing times. Critique of the Inequality Theory: There have been a lot of theorists to critique speculative accounts on gender differences and female empowerment in SSA which creates inequality, but very little progress have been made to prove one theory over the other in their speculative analyses on gender issues. To a large degree, inequality theories have not gained grounds because societies have distinctively evolved and disproved the speculative ideas of inequality theorist. In SSA today, traditional institutional arrangement have distinctively changed in respect of both genders not too much subordinating women like in the past. Looking at a typical traditional African society, where farming is the only source of income, the man do the clearing of the farm while the woman do the planting and if harvest is good the subsistent crops are sold to maintain the family and educate their kids, both live in complementary way without gender distinction. Although traditional institution still exist and persist today in SSA, but most if not all operate in the interest of both genders. Scholars argue that theories sometimes formulate persuasive speculative accounts which might fit what we already perceive or know. Therefore we must depend on the biological evidence provided by the inequality theory based on the reconstruction of inferences in well known societies to argue the inequality theory. Critics of Inequality theory also argue that, professional speculations of postmodern feminist by generalizing theories and with the political confusion by giving equal weight to every woman irrespective of race, class, sex orientation, culture and historical background makes origin of inequality theory to lost it attraction. The biological distinction of sex and gender roles as ascribed by the origin of the inequality theory is almost becoming baseless in SSA societies today. My argument is that inequality theory relies on female reproduction, the strength of men and the predisposition of men in violence situation as a prerequisite of being unequal. This was true to an extent tracing the origin of the theory, but today societies have evolved with changing times, no society in the history of mankind is static. Reproduction have just become a female experience and also a sex difference which has little impact on gender roles today. In the other hand, today in SSA men are only dominant in specific jobs as that they are specialized in, not that specific jobs are ascribed for men although the both sexes co-exist in a traditional way, but there is rational distribution of resources and labor so that girls and women can be empowered in this communities and families. The problems that arise sometimes are how to comprehend this inconsistent inequality that continues to persist with changing times. Theoretical efforts must be accepted to a certain degree and also the theory can only predict the future and to a larger extent crudely reconstruct the origin of inequality. There is evident that the system of inequality like any other social institution is becoming self sustainable today in most SSA societies. Individuals are born sexed but not gendered; they have to be taught to be masculine or feminine. One is not born; but rather becomes a womanà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦, it is civilization as a whole that produces this creatureà ¢Ã¢â€š ¬Ã‚ ¦Ãƒ ¢Ã¢â€š ¬Ã‚ ¦, which is described as feminine (Simone de Beauvoir 1952 p; 267) The idea of inequality between men and women is created in the gender process following the way cultural institutions are arranged. Therefore inequality in itself does not exist between sexes but created in the act or reaction in each society. Butler 1990, argues that gender as a process creates the social difference that defines man and woman in social interaction through their live, individuals learn what is expected, see what is expected, act and react in expected ways, thus simultaneously construct and maintain the gender order in each society (Butler 1990 p; 145) In a typical African society, though still primitive and traditional the inequality do not actually exist but it is the gender roles that differ from family to family and from community to community. Take for example within the Muslim religion or culture in SSA; women are actually distinctive in their socially constructed roles ascribed by the religious laws. This does not mean that they do not live in a complementally as opposed by the inequality differences basing on sex division. I therefore argue that the issue of gender is a matter of understanding within families and communities, who should do what at a given time irrespective of the sex backed by norms and laws of that community. West and Zimmermann, holds that in humans there is no essential femaleness or maleness, femininity or masculinity, womanhood or manhood, but once gender is ascribed, the social order constructs and holds individuals to strongly gender norms and expectations. (West and Zimmaman 1989, P; 146) The origin of the inequality theory have been attacked by it critics seriously in recent times. Recent studies also indicate that inequality would eventually lose it content as time evolves. The debate is centered on race and class subordination of inequality that existed in the past, but is currently loosing it value. It is clearly evident that racial inequality is gradually disappearing between and within races and class. I will like to illustrate this point on the colonial history of SSA. Africa have longed been colonized by Europeans to maintain a superior race and keep the African race subordinated under their control just like gender and sex. But because inequality is gradually loosing it originality in history, racial inequality have gradually faded away with changing times. Although some traces of racial inequality persistently exist between races. (Gramsci 1971, P; 165) Another example that has made inequality lose it originality have been between whites and black Americans as well as European nobility. Whites and blacks have faced a long history of racial segregation in the United States, but because of time factor and new institutional arrangement the racial differences have almost disappeared. In the other hand, European nobility class use to be a more armed, politically and economically powerful class to the commoners in Europe but with the coming of decentralization of leadership and democracy this superior class have gradually disappeared thereby melting away the idea of inequality and subordination of commoners since everybody have an equal opportunity. Well as much as SSA is concern there have been inequality in class division irrespective of the gender differences. Inequality have been gradually disapproved since the old traditional institutions are disappearing and new wants sees everybody the same. In SSA, apart from gender inequality, there have been upper and lower class inequality as well as people from the royal fondoms, are always seen differently with high esteem. The upper class have been people who generally enjoy high social amenities in the big cities of SSA, they have little or no gender differences between their families since almost everybody have a good education as compared to the rural poor who cannot even provide for a daily meal. They are not much educated so definitely they believe in traditional laws that puts the men at the forefront. But with changing times and the fight for global poverty reduction, development in these local areas in SSA is gradually improving making gender inequality to extensively disap pear. On the other hand, Fondomites in SSA have maintain an extensively unequal powers in every aspect in SSA, this is because most traditional laws do respect and give special consideration to everyone from the fondom. But with the coming of democracy and the respect for human right and dignity, this traditional superiority is extensively disappearing there by making the class values to loss it weight. Today whether from the fondom or not, everybody is the same because of democracy. Though there have been a mixture of traditional laws to democratic values to combat the aspect of inequality amongst fondomites and common citizen. (Foucault 1972, P; 223) Importance of the Inequality Theory to the project: To begin with, inequality theory is essential in this project because it explains the origin, history and persistent pre-domination and domination of males in almost all aspects of life in SSA. Through this theory, I understand that socialization, tradition and biology are interwoven to explain the persistent male domination in most SSA societies. To better understand the importance of the theory to this project, I will like to examine each role played by each of these concepts to understand the role of inequality theory to the project. Men and women yesterday and today think and act differently and achieve differently in the varying regions in SSA (Banque and Waren 1990, P; 90) Connecting inequality theory to socialization, it helps me to distinguish between the upper and lower class socialization in SSA. To understand the importance of socialization in this project, it has to be treated differently with divergent identities and expectations. Socialization has helped me to understand why there is little or no gender inequality and more female empowerment in the urban than rural families in SSA. I have used socialization to compare inequality in urban and rural areas, which further makes me to understand class division in the two areas. It is certain that gender equality and female empowerment is higher in urban than rural milieus, because in the urban areas, generally, individuals and families are exposed to high social amenities and high standard of living. Social interaction is generally more modern than in the local interior in SSA. The upper wealthy class is found in urban areas while the lower poor and primitive class is found in the local areas. There fore, as a result of this social division, inequality theory through socialization has helped me to distinguish and understand this phenomenon in details and further explains why there is persistent inequality in class and socialization in SSA. Connecting inequality theory through tradition, it has helped me to understand why there is still a wide gender gap and low female empowerment in typical traditional SSA societies today. People honor traditional established ideas and teach them to their children. But what is the source of the gender traditions by which women are made everywhere subordinate. (Drage 2003, P; 23) From the origin and history of inequality theory, men have established ideas and institutions that have always kept them dominant letting females at a subordinated position. The theory is therefore important in this project because it lets me understand why some primitive ideas are still led down from generation to generation in sub-Saharan Africa. Take for example, in most local communities in SSA, male inheritance have been a long established traditional belief and have been passed down to generations for centuries. These practices have become stronger so much so that even a male unborn child is celebrated be fore delivery. Women are regarded as properties and sold out for marriages, since bride price is been paid on them. Females have also been considered as products because they are forced into early marriages to reduce poverty since they are been bought by paying a bride price to their parents. Tradition is held at high esteem and has been a led down idea and still exists today in most of the local communities in SSA. By believing that only a male child can inherit property, has placed male sex dominant over females. This established idea have retarded development because resources are not rationally distributed by both sexes thereby making the female sex subordinated. As a result of this established believes, inequality persistently exists in this primitive areas that are reluctant to accept new changes because of illiteracy and poverty. Inequality theory is therefore important in this project because it has deepened my understanding of the continuous male domination because of these established ideas that have been passed down to generations. Inequality theory is also relevant because it explains these beliefs in such ideas and goes a long way to increase gender inequality and reduce female empowerment in SSA. Although there have been some changes in this traditional beliefs, but these changes mostly affects exposed families that is families that have acquired good education and have been exposed to more valuable cultures. Inheritance in these situations goes with responsibility and how you can manage the resources irrespective of being a male or female, though most often it ends up with problems from males since it has always been like that in most of the societies in SSA. Giving authority or property to a female is just like depriving a male from his traditional right. But with continuous realization on how these have been affecting the societal development, I personally think it is going to disappear with changing time. Thanks to the inequality theory that I am able to explain this primitive belief in most of SSA families and societies. Connecting inequality theory through biology, it is relevant in this project because it has made me understand male domination in biological distinction of both sexes. This is because women and men are physically different in ways that make men to feel dominant. Through biological distinction in inequality, I came to understand why there is inequality in labor division. This is so because the theory persistently insist on the physical strength of men to occupy certain jobs. That is why there has been persistent gender discrimination in organizations and job opportunities because men think that some jobs can be physically carried out by them. For instance in SSA, it is hard to hear that a woman is a military general, bus driver, engineer, carpenter, technicians and or family head. Biological explanation also emphasize on the predisposition of men in extreme dangerous situation so to speak. In SSA men have always been involved in warfare and critical traditional decisions that involves sacrifices are carried out by men. Therefore, as a result of this, inequality is bound to exist and that is why I have employed it in my project to understand this in greater details. However, with the advent of feminist theorist, and changing time, biological arguments for inequality in gender is gradually fading away. Technological improvement have made most jobs to be operated by machines and intellectual based not physical fitness. Therefore, both males and females can be trained to manipulate these machines to have a gender balance in job markets. However, since traditional African societies are still very backward and have not yet attained some level of technology, most jobs are still based on physical strength to acquire them. That is why biological explanation of the origin of inequality in gender is still very visible in SSA. Inequality theory is therefore useful to this project to understand the biological explanation of persistent inequality in physical strength, predisposition of men in dangerous situations and the reproduction of females that have made them subjugated and subordinated position since the beginning of time immemorial. The modernization Theory: According to (Deutsch 1961; Rostow 1960; Ruttan 1959), modernization theory evolved from two ideas about social change developed in the nineteenth century: the conception of traditional vs. modern societies, that viewed development as societal evolution in progressive stages of growth (Deutch 1961, Rostow 1960, Ruttan 1959) Following a modernization tradition, problems that have held back the development and empowerment of females in SSA have been irrational allocation of resources. Modernization theorist believe that for traditional African societies to become developed, there should be a rational distribution of resources for both sexes and the elimination of traditional, institutional and organizational roadblocks that have made Sub-Saharan African societies underdeveloped. Therefore, the society must pass through transformational stages to become modern. General Assumptions of the theory: Following Rostows modernization assumption, there have been five circular stages a society must pass through to become modern such as traditional society, precondition for take-off, take-off, the drive toward maturity and the age of high mass consumption (Rostow 1963, p; 127) The stage of traditional society is characterized by primitive technology, pre-Newtonian science and spiritual behaviors in the material world. There is traditional gender inequality and no idea of female empowerment since the society is too primitive and recognizes male superiority. The traditional economy depends soly on primitive methods of farming and limited productivity. There is limited mobility in the traditional society and most agricultural lands are owned by men limiting the female powerless and have absolutely no say in land ownership. That is why development is still imbalance today in SSA because resources are irrationally distributed and there is no female inheritance of property. Since it is a linear pattern, for a society to move to a pre-takeoff stage it has to do away with some ideas in the traditional stage so that there should be a regular growth. (Peet and Hartwick 1999, P; 81) The pre-take off society stage is characterized by development of modern technology and it application to agriculture and industry. Gender inequality is very high and there is little or no female empowerment because most machines were believed to be operated only by men. The idea of modernity was seen to develop sectors like educations, banking, commence, manufacturing and investment. This means that there was still very high gender discrimination in education and labor in SSA. Traditional African women could not own accounts according to traditional institutions and cannot be exposed to the public spheres. This was injected in a society that was still is primitive. (Ibid) The take-off stage as assumed by the modernization view as the stage for technological expansion, socio-political structures of society including gender rules in the distribution of labor in most urban areas in SSA. There is a little economic growth and a period to begin industrialization. In this stage, the discourse on gender and empowerment to modernize and enhance development increases in the urban and still very dormant in the rural sectors of SSA. (Ibid) The drive toward maturity stage is characterized by the spreading of technological expansion on economic activities and also there is sufficient entrepreneurship to practically fabricate heavy machines and equipment resulting from heavy industry. In this stage, the discourse on gender and participation have somehow gained grounds in most advanced societies and some prominent African cities. Women get more and more involved, the fight for economic growth and political dialogues and participation increases. (Ibid) The stage of mass consumption is characterized by the production of durable consumer goods and services. The rate of production of goods and services surpasses the need of consumption and employment is very high at the urban milieu in SSA. At this level there is little gender gap and female empowerment is high in most urban centers. This means that most families are exposed to western education and enjoy high standard of social amenities in the big cities. There is capability to invest in social welfare and social security on both genders, therefore cultural values comprehend modernity. (Ibid) Research have proven that most traditional African societies are at the take-off stage and at this level of development gender inequality is still very high at the rural sector and the society is very reluctant to any social and developmental changes. This means that the society is still very traditional, primitive and reluctant to social and development changes due to strong traditional and cultural beliefs. Also the theory explains why development has not made any significant progress in SSA especially in the rural communities where there is still a very wide gap between gender and female empowerment in SSA. Modernization theory can be seen as the legacy of the ideas of progress developed in Europe in the eighteen century. This means that progress and evolution was viewed as an irreversible, natural and systematic path toward modernity. The idea of traditional vs. modern society propped up in the different stages of growth and development in each society. This evolutionary progress of society was seen as a transformational stage from the simple to the complex. Therefore SSA being in the third stage according to the modernization vision, female empowerment and gender equality is very low, since the society is somehow very primitive and pre-occupied by male domination. Traditional beliefs which support female subordination is very high at this stage of development. (Latham 2000, p; 37) According to Nick Cullather, the idea of natural pattern of progress and development, as assumed by the modernization theory is a set of ideas and discourse used as a strategy by US to try to differentiate the US from former colonizers in their actions toward third world countries. (SSA). It was in the interest of the US as they also think that it was in the interest of the third world countries (SSA) to elevate third world countries to engage in the transformational steps toward modernity, this means that both sexes were to be involved in the stages of development thereby reducing the gender gap and empowering women in the process of development. The American idea could help assist third world countries avoid wasted steps in transition. This was seen as the Americanization and westernization of third world countries which was not more or less than the policy of assimilation by the French. (Black girls could eat and dress like French girls in French colonies to be assimilated and mod ern) (Nick Cullather, 1997; 94) The modernization theory advocates two fundamental concepts universalism and linear process. Both concept had and have huge impact on gender and female empowerment in SSA. This means that girls and women in Sub-Saharan Africa have the same cultural and identical background to move from a traditional stage to a modern stage in universal and linear order of development. (Redfield quoted in Cullarther) Supported by the same vision, all societies in SSA were seen as taking the same pattern toward modernity through recognizable stages, without considering other historical background, origin and geographical conditions. In the same light, following a modernization vision, all cultures were seen in a trajectory way. Therefore the theory never considered cultural institution, tradition, and customs and viewed as obstacles to female empowerment and gender equality. (Cullarther). By classifying the society in a one pattern way of development, the theory was therefore criticized by other promin ent development theories such as the dependency theory, power theory and the rise of feminist thinking in SSA. Critique of the theory: Modernization theory has received criticism in recent years from political scientists and political economists since it neglected cultural, historic, and socio-structural factors in it analysis (Chirot,1986; Black, 1991; Wallerstein, 1980) The modernization theory has witnessed a lot of critiques from varying development theories to scholars, researchers, institutions and other development practitioners. Most prominent development critique of the modernization theory hold that cultural values would still continue despite the shift from a traditional to a modern society. Therefore the argument is that despite the modern values of the modernization theory to transform traditional African societies to become modern by reducing the wide gender gap and encouraging female empowerment, African values still persist despite the values of modernity to enhance development in SSA. There is evidence that the broad cultural heritage of a society leaves imprints on values that endure despite the fo rces of modernization in other words cultural change depends on a society ´s cultural heritage. (Inglehart 2000c) Sub-Saharan Africa is made up of diverse cultural backgrounds, origin and history of migration. Though jointly colonized by the West, the fact that the society is culturally divided in origin and history, the values of modernization cannot hold at the same pace in the African societies respectively. This means that linear and universalism of the modernization theory could not work effectively in SSA and considering the fact that societies give different respects to their cultural heritage as considered by the modernization theory as an obstacle for development. Take for example the Islam religion, practices and beliefs is very strong in the Muslim society in SSA, therefore the issue of gender and empowerment of Muslim women can be a serious disorganization of religious rights since the later is very stiff in it traditional religious claims. The modernization theory had never taken traditional religious beliefs into consideration as ascertain by many of it